🇺🇸 American Express® Gold Card
Rewards
| Category | Reward | Notes |
|---|---|---|
| Restaurants & Dining | 4x | Worldwide + US Takeout & Delivery |
| Groceries & Supermarkets | 4x | US Only, up to $25,000/year |
| Flights | 3x | Directly with airlines or through Amex Travel |
| Others | 1x |
Benefits
- $120 Dining Credit: $10/month dinning credits for Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and Shake Shack
- $120 Uber Cash: $10/month Uber Cash for U.S. Uber rides/Uber Eats orders
- $100 Hotel Credit: $100/year for two-night minimum stay at The Hotel Collection
- Amex Offers: Enroll in Amex Offers and get extra rewards
- American Express Experiences: Card Member-only events, exclusive access to ticket presales
- American Express Preferred Access: Access to premium seats for select events
Insurances
| Type | Description |
|---|---|
| Car Rental | Collision Damage Waiver (CDW) or Theft, $50,000 per agreement, secondary coverage |
| Baggage Loss | $1,250 for carry-on baggage, $500 for checked baggage |
| Purchase Protection | Reimburses up to $10,000 per purchase for loss within 90 days of purchase |
| Extended Warranty | Extends the original manufacturer’s warranty up to one year |
Services
- Global Assist® Hotline: 24/7 emergency assistance when traveling more than 100 miles from home
- Send & Split®: Split the bill with friends and send money with Venmo or PayPal
Fees & Interests
| Fee Type | Amount | Notes |
|---|---|---|
| Annual Fee | $250 | |
| Additional Card Fee | $35 | First 5 cards are free |
| Foreign Transaction Fee | 0% | |
| Cash Advance Fee | $10 or 5% | Whichever is greater |
| Plan Fee | 1.33% | |
| Late Payment Fee | Up to $40 | |
| Returned Payment Fee | Up to $40 |
| Interest Type | Amount | Notes |
|---|---|---|
| Purchase APR | Prime Rates + 12.74% to Prime Rates + 20.74% | Variable |
| Cash Advances APR | Prime Rates + 21.99% | Variable |
| Penalty APR | Prime Rates + 26.74% | Variable, applied if late or returned payment |