🇺🇸 Chase Sapphire Preferred®
Rewards
| Category | Reward | Notes |
|---|---|---|
| Travels | 2x | 5x for Chase Travel, exclude $50 Annual Chase Travel Hotel Credit |
| Restaurants & Dining | 3x | Include takeout & delivery |
| Groceries & Supermarkets | 3x | Online only |
| Streaming | 3x | Selected services only |
| Peloton | 5x | For purchases over $150, through March 31, 2025 |
| Lyft | 5x | Through March 31, 2025 |
| Others | 1x |
Benefits
- DoorDash DashPass Subscription: Free 1 year $96 subscription
- Instacart+ Membership: Free 6 months $60 membership
- Instacart Quarterly Credit: Instacart+ members get $15 statement credits each quarter through July 2024
- Additional Redeemed Value: Get 25% more value when redeemed on Chase Travel
- Anniversary Points Boost: Reward 10% more points earned in previous year
Insurances
| Type | Description |
|---|---|
| Car Rental | Collision Damage Waiver (CDW), primary coverage |
| Travel Delay | More than 12 hours, unreimbursed expenses only, $500 per ticket |
| Baggage Delay | More than 6 hours, $100 per delay day, 5 days max |
| Purchase Protection | Reimburses up to $500 per claim for loss within 120 days of purchase |
| Extended Warranty | Extends the original manufacturer’s warranty up to one year |
Services
- Travel and Emergency Assistance: Benefit Administrator for legal and medical referrals or other travel and emergency assistance
- US: 1-888-320-9961
- International: 1-804-673-1691
- Visa Signature® Concierge Service: Dinner reservations, sports/entertainment events, sending gift 24 hours a day
- US: 1-800-953-7392
- International: 1-630-350-4551
- Customer Service: General benefit consultation and Travel assistance
- US: 1-800-493-3319
- International: 1-614-776-7050
Fees & Interests
| Fee Type | Amount | Notes |
|---|---|---|
| Annual Fee | $95 | |
| Additional Card Fee | $0 | |
| Foreign Transaction Fee | 0% | |
| Cash Advance Fee | $10 or 5% | Whichever is greater |
| Balance Transfer Fee | $5 or 5% | Whichever is greater |
| Late Payment Fee | Up to $40 | |
| Returned Payment Fee | Up to $40 |
| Interest Type | Amount | Notes |
|---|---|---|
| Purchase APR | Prime Rates + 12.99% to Prime Rates + 19.99% | Variable |
| My Chase Loan APR | Prime Rates + 12.99% to Prime Rates + 19.99% | Variable |
| Cash Advances APR | Prime Rates + 21.74% | Variable |
| Balance Transfer APR | Prime Rates + 12.99% to Prime Rates + 19.99% | Variable |
| Penalty APR | Prime Rates + 26.99% | Variable, applied if late or returned payment |